Loan Programs
This is the parent page for all Loan Programs.
How to Use a How Much House Can I Afford Calculator: Real Numbers
A practical guide to how much house can i afford calculator.
A practical guide to how much house can i afford calculator.
A practical guide to jumbo loan requirements.
A jumbo loan exceeds the FHFA conforming limit, and its requirements and qualifications vary by investor rather than following one national rulebook. This guide breaks down typical credit score, down payment, debt-to-income, and reserve ranges, includes a monthly-cost worksheet with taxes, insurance, and PMI, and shows how to test eligibility without a credit hit.
The fixed rate vs adjustable rate mortgage decision trades payment certainty for a lower starting rate, and the right choice depends on how long you keep the loan, how much payment risk your budget can absorb, and your full monthly housing cost. This guide from mortgage broker Duane Buziak (NMLS #1110647) offers seven repeatable strategies, with hypothetical payment illustrations, to help you choose between a fixed-rate loan and an ARM with confidence.