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Duane Buziak

7 Ways to Evaluate Top Mortgage Lenders in the Current Market

FAST, FREE No Obligation PreApprovals 7 days a week. Soft touch credit allows you to shop as well as obtain PreQuals and full loan estimates without a credit hit! Whatever is most important to you is most important to me.

When saving money or closing on time is of the utmost importance, I am the one call to make. Send me your best so we can compare.

My background includes being an AVP at 5 separate banks including Bank of America, and several years in commercial, investment, banking, management, and insurance. My first official venture into mortgage specifically was Embrace HomeLoans, followed by Movement Mortgage and stints with LoanDepot, Gateway Mortgage, LandHome, American Pacific and Barrett Financial before settling at Coast2Coast Mortgage. My current portfolio includes lenders you know like PennyMac, UWM, NewRez, Freedom Mortgage, Nations, AmerisBank, FirstFederal, AmeriTrust, LoanUnited, American Financial Resources (AFR), CMG Mortgage, Cardinal, JET Mortgage, Kind Lending, Mutual Of Omaha, PRMG, SunWest, Towne Mortgage, Village Capital, Windsor and hundreds more. Money management is all I know. If you are looking to buy a home whether the first time or the fifth time let me ensure a smooth process with fast turn times and upfront underwriting options to ensure no hiccups, pricing that dares to compare, and of course closing on time! 

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Jumbo Loan Requirements and Qualifications: The Real Numbers

Jumbo Loan Requirements and Qualifications: The Real Numbers

A jumbo loan exceeds the FHFA conforming limit, and its requirements and qualifications vary by investor rather than following one national rulebook. This guide breaks down typical credit score, down payment, debt-to-income, and reserve ranges, includes a monthly-cost worksheet with taxes, insurance, and PMI, and shows how to test eligibility without a credit hit.

Mortgage Guidance in Virginia: A Complete Roadmap for Homebuyers and Homeowners

7 Strategies to Choose Between a Fixed Rate vs Adjustable Rate Mortgage

The fixed rate vs adjustable rate mortgage decision trades payment certainty for a lower starting rate, and the right choice depends on how long you keep the loan, how much payment risk your budget can absorb, and your full monthly housing cost. This guide from mortgage broker Duane Buziak (NMLS #1110647) offers seven repeatable strategies, with hypothetical payment illustrations, to help you choose between a fixed-rate loan and an ARM with confidence.

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