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About Realtor

Instead of spending hours searching and comparing, let me connect you with trusted, experienced realtors who truly understand your needs. We carefully check their reviews, track record, and communication style—so you get the right agent the first time. Our goal is to make your buying or selling journey smooth, stress-free, and successful.

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Jumbo Loan Requirements and Qualifications: The Real Numbers

Jumbo Loan Requirements and Qualifications: The Real Numbers

A jumbo loan exceeds the FHFA conforming limit, and its requirements and qualifications vary by investor rather than following one national rulebook. This guide breaks down typical credit score, down payment, debt-to-income, and reserve ranges, includes a monthly-cost worksheet with taxes, insurance, and PMI, and shows how to test eligibility without a credit hit.

Mortgage Guidance in Virginia: A Complete Roadmap for Homebuyers and Homeowners

7 Strategies to Choose Between a Fixed Rate vs Adjustable Rate Mortgage

The fixed rate vs adjustable rate mortgage decision trades payment certainty for a lower starting rate, and the right choice depends on how long you keep the loan, how much payment risk your budget can absorb, and your full monthly housing cost. This guide from mortgage broker Duane Buziak (NMLS #1110647) offers seven repeatable strategies, with hypothetical payment illustrations, to help you choose between a fixed-rate loan and an ARM with confidence.

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