Mortgage
The USDA Rural Housing Loan — formally the Section 502 Guaranteed Loan Program — offers zero-down financing with mortgage insurance costs lower than FHA’s MIP
July 4, 2026
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The USDA Rural Housing Loan — formally the Section 502 Guaranteed Loan Program — offers zero-down financing with mortgage insurance costs lower than FHA’s MIP
Most homeowners pay tens of thousands in unnecessary interest by carrying a 30-year mortgage to term — but finishing early is more achievable than most
Jumbo loan down payment requirements usually start at 10% to 20%, but credit, reserves, and property type can shift the math fast.