Choosing between mortgage assumption vs refinance can mean tens of thousands of dollars in savings, especially when sellers hold sub-4% loans in today’s elevated rate
June 30, 2026
No Comments
Choosing between mortgage assumption vs refinance can mean tens of thousands of dollars in savings, especially when sellers hold sub-4% loans in today’s elevated rate
Choosing between a conventional loan vs FHA loan involves more than qualification — factors like credit score, down payment size, and long-term mortgage insurance costs
Is mortgage rate and interest rate the same? Learn the real difference, how APR, points, and fees affect cost, and how to compare offers right.